How Telco STEAL Money From The FOOLS

Just argued with one of the Telco customer services REP about 30 minutes for the charge which I disagree, It's ended up I'm a FOOL and need to bear all the losses.

Complaint: Being charge for data usage I never subscribe

1.  Blamed me for switching my phone and not turning off the auto update.
2,  Making me a fool not enough, turn me into greater fool is their final goal.
3.  Over-ride me in the conversation by point 1 & 2.
4.  My stand point - no SMS notification from them to keep me alert.
5.  SMS only sent after maximum data usage in one hour, maybe be, but not immediately. (Charged me fast, but take time to notice me.
6. Finally, I've to admit I'm a FOOL in this matter, a FOOL who will say THANK YOU to their services.

How-the-HELL I know there is an auto update, I didn't open internet browser at all.  I did appreciate what the Call Centre REP did to save her company FEW BUCKS by not waiving my charge.  But it's really pissed me off with their  AUTO UPDATE, SECRETLY UPDATE,  NON-VISIBLY UPDATE lousy service.

Charging-without-your-knowledge is the power of success, make you say thank you is brilliant.

How they STEAL Money from you pocket.

1. Charging high rate for call. Technology is advancing, but still charging OLD price.

2. Cancelled 30 seconds call block & apply 1 minute call block, even you make a call with one-second long, the will charge you 1-minute price.

3. Automatically help you to subscribe data you don't want, the time you already a FOOL, they will tell you "the time you subscribe the line, it's already there." 

4. Come out with many plans to confuse you, internet plans not equivalent to data plans. Data plan for GPRS is more expensive.

5. Con you with broadband services. Subscribe EXPENSIVE plan with litt1e data usage, what can you do with 1GB, 2GB data usage...

6. Selling smartphone at a HIGHER, not-even-discount-price. Sell you few hundred bucks cheaper but make you to sign for $100/month data plan for 2 years, yet many people subscribe.

7. Roaming data service. When you're in oversea, your phone will automatically in roaming mode. There was a FOOL who has been charged for more than USD 8000, could be one's one year income, in roaming services he didn't aware at all. Worse come to worse, his bill guaranteed by credit card. By the time come to his awareness, it's already charged in his credit card. 

More & more telco companies so ambitious to expand their businesses to underdeveloped countries or third countries, as it's already saturated in developed countries. Some go even further to bribe for entering the telecommunication business in one country. NO BRIBE, NO BUSINESS. It's self-explanatory, this is a profitable business.

News today, Visa & Master agree to pay more than USD 6 billion to settle a long-running lawsuit to the merchant. Do suggest the TELCO take out few billions in their own country currency to compensate ALL USERS, cause you've "stolen" more than you deserved. 

Unifi Connection Problem - No Internet Access [SOLVED]

If your modem and wireless router function properly and only the WAN light turn to amber/orange, your setting might run. So you need to reset your router.

Step 1# Reset your wireless router to factory defaults

With power ON, use a pin to press & hold the reset button for 5 seconds which is located nest to power cord written, RESET.

Step 2# Log in to router

Click start > Run > and type Ping 192.168.0.1. Or type 192.168.0.1 in Internet Explorer. You will direct to below webpage. Username : admin  Password: leave it blank (no need to fill)

Step 3# Reboot the system

If you encounter similiar issue, your WAN connection status was not connected by checking the Status. To do the setting, click Wizard, type you username and password. 

 Here is a BIG TRAP

The REP guide me through didn't ask me to add @unifi at the username column, simply mention my username without @unifi.  (The main reason the setup failed at the first place)

You can't get the password in your registration form, the REP give me the password after doing some verification, the password is the combination of numbers, small capital and capital, a bit long. If you don't have, call them, 1-300-88-1222.

Click next. Fill up below

Tick Enable wireless box, 

SSID: your name share for wireless connection. 

Key Type: AES. 

Preshare Key: Password for wireless connection

Lastly, click submit,  it will reboot the system. Wait for a while and the network will connect soon. Mine reconnected in one minute.

P/S: If still can't, you can turn off the Windows Firewall as it might affect the network connection.

If the REP listen patiently to user, understand their problem, the issue can be solved ON-THE-SPOT. Unifi technician no need to come, user save troubles, save petrol, save time, save your reputation. WHY THEY NEVER LISTEN...are they chasing KPI or not enough training?

Unifi No Internet Access or WAN light turns Orange

Last two day I've encountered connection issue with my Unifi, there was a yellow triangle with exclamation mark over network‎ appears at the bottom right corner of screen. By clicking it, it shows no internet access and undefinable network in control panel. Unifi modem, HUAWEI HG655a Home Gateway and wireless router-RG TMRND Gen1.0 wireless-N Residential Gateway are function properly. All lights on either solid green or blinking, except the WAN light on wireless router turns to solid amber/orange. Wireless signal is there, but no INTERNET ACCESS as well.

So I call the services centre, the Rep just ask me to check the light one by one, and said there would be some connection problem in my area or the router problem, they can't define the problem on the spot. So they would arrange a technician to come over, not sure when, and give me a case number.

After this I spent another 2-3 hours to self-check the cable, the network setting and also the computer settings that might cause internet connection failure. All devices ok, my friends at the same area can online, but slow (it  always happens).

I think it could be my setting problem, so I call the service centre again, and this time there was another Rep answered the call. She said they have record in their system and will arrange the appointment as soon as possible, she also want to end the call quickly, didn't spend time to understand my problem. I told her I have reset my router to factory defaults and request her to guide me through the setting. So she did, but I still can't connect to internet, another day of no internet access for me.

The next day I received a call from the technician to make a appointment (the first time they respond fast), but I can't make it as no people at home during weekdays. So make an appointment on weekend =(

Today, I spend one hour surfing  internet and look for similar connection issue, I go back and try. Connection problem solved. Here is what have I done. Unifi No Internet Access/No Connection[SOLVED]

Options Trading For Malaysian

Before you enter the market, learn the basics of options first, what is options(call, put, intrinsic value, time value), , how does it work, options strategies (ladder, spread, guts, straddle, strangle, butterfly, condor) try to intimidate you, if you afraid, stop reading here. It's not hard to find it through internet searching.

You can practice in Virtual Trading first, some brokerage did provide virtual trading, you can also register first and transfer money to your account later.

Step#1 Select The Market 

Choose the market you want to trade, Local, US, UK, Singapore, Hong Kong, China, India....small market has no volatility,  monopoly/oligopoly issue, easy to manipulate. My choice goes to US Market. So disappointed with local market as no many options trading strategies can apply here.

Step2# Open an US online brokerage account

Choose the options trading account which suite you the most, Online Stock Trading Reviews 2012. Sign up brokerage account for Non-US resident, fill-up online registration form, document required like US withholding tax form (tax and death is inevitable), income statement, bank statement, etc.

There are five levels for options trading. Beginner will be assigned Level 1 or 2 by brokerage firm.

Level 1 - Covered Call writing & Protective Put

Level 2 - Level 1, Calls and Puts Buying, Writing of cash Covered Puts & Purchases of straddles or combinations

Level 3 - Levels 1 and 2, Equity DEBIT spreads, Covered Put writing

Level 4 - Levels 1, 2, and 3, Equity CREDIT spreads, Naked (uncovered) writing of equity options, Uncovered writing of straddles or combinations on equities

Level 5 - Levels 1, 2, 3, and 4, Uncovered writing of index options, Uncovered writing of straddles or combinations on indexes, and index spreads.

Step3# Start To Trade

There are lots of newsletter, trading guides, options trading tips, you might subscribe many of this so-called easy-trading, profit-proven program, end up heading nowhere. Always back to the BASICS. Few weeks before the earning report or any big event announcement, study the company, if you expect it's price rise, buy call, price fall, buy put. And also watch out the options time value, sell the options before it expire rather than exercising it. Cause you might not have enough money to exercise the options. Options Trading can be done with as low as few hundred bucks, Game for Poor. 

"Do you fear of ghosts? It scared you because you don't even know it exists....The more you fear, the more you need to overcome it....imagination make the impossible to become possible..." - Stephen Chow

If ghost did exist, sowhat...you already knew it. Fools take action, greater fools take no action.

Options Trading Course In Malaysia

Would you or your friends spend 15-20K for a 4 days course/seminar. One of the popular options trading course in Malaysia is course offered by Mirriam Macwilliams, who has turned 10K to 2 Millions USD in two years. If you know about options trading, the power of leverage, it's possible to be a millionaire by trading options merely. Cause your gain could be 10 fold, it's rare to find 1000% increase in stock market. It's only impossible to make Millions in one or two years, if you're EMPLOYED,  makan gaji.

Referral FEE, Commission, Incentive, whatever you call it...

I've been gone through some comments and reviews regarding options trading course in Malaysia, there are pros and cons. Some said they have learned from the course and applied it in stock market, making more than 100%, 200%   return in investment (sources from trainer's website). Some said they just drained away their money by paying expensive course and learned nothing. They thought they're a fool. However, there are some smarter fools try to find greater fools. They try to talk their friends, colleagues, mother, father, auntie, uncle, dogs, cats, etc, into the seminars, so they earn earned 10-15% for referral fee. REFERRAL fee is easy money to earn. 

Opportunity Cost Vs GOOGLE...

Personally speaking, enrolling in the class can save your time in gathering information, teaching you where to start off, educating you basic knowledge. Think in this way, some may take years to comprehend what is Options Trading, so they willing to pay for it to save their time/opportunity cost. Some may take few days if you know how to use GOOGLE. 

The POWER of After-Sales Services...

If you think paying once-off, one-time, non-recurring, you can get all you need to learn, then you're so green.  In business, Rule#1 sell a product/services to customer he or she may or may not need it. Rule#2, keep on selling them product/services. After you attend the class, there are lot of coaching program, guiding program, weekly/monthly analysis report & subscription, after sales services for you to subscribe. Fooling never end at the first place. If think you're a fool after enrolling, you might be a greater fool if you subscribe after sales-services. 

No end for being a FOOL. You might learn new things after being fOOled once.

Youtube Partnership & Videos In Malaysia

Youtube, a place for users to upload, view and share videos. Have you wonder, recently there are lots of advertisements in Youtube, be it the pop-up ads, forced-you-to-watch ads (at the beginning of videos), side-click ads, adwords ads....expect enjoying the videos, now you got additional tasks to skip, to corss or to ignore the ads. Now they start to commercialize this free videos channel to great extend. 

To be a partner your vidoes must be ORIGINAL, be it the video clips, scripts, pictures, musics, background musics or you think doing a lip synching videos is safe, then you're wrong, your videos will be removed or account temporarily suspended due to copyright violations. Sound hard to be youtube partnership...

Check this out, Ten Most Subscribed Channel Rankings List by Subscribers

1. raywilliamjohnson 
2. nigahiga 
3. smosh 
4. machinima 
5. jennamarbles 
6. freddiew 
7. collegehumor 
8. shanedawsontv 
9. epicmealtime 
10. realannoyingorange

Some of them have more than billions views count, how much they've earned, millions US dollar out of the videos they just made for FUN. Most of them created Youtbe videos for FUN, look like a fool in their earlier videos, now they no more FOOLs, greater fools show follow in their footsteps to jump into this Youtube bandwagon. 

Guess which Malaysia channel has become the partnership in youtube? It's Malaysiakini, it joined youtube on 08 January 2007, and now has more than 27K subscribers and more than 48 millions views. 

There is another Malaysia Youtube Channel, JinnyboyTV produced by ,Jin and Reuben,  officially launched in 2012. Their famous videos like, ONLY IN MALAYSIA, Abuden, etc.

Useful website to check statistics in youtube>> Vidstatsx.com

If you good in make up, you can make some how-to-make-up videos, it also can be videos about singing, dancing, doing nail manicure, teach how to cook and many mores. Formal education is not the only way out, your hobbies can turn into business.

Credit Card Protection Plan Scam In Malaysia

Do you think you need protection for your credit card? For me, credit card is kind of unsafe thing, you can't control to swipe it, it itself already dangerous, do you still need a somewhat insurance plan to protect the card?!

Lot of new plans come out everyday, no time for you to digest what exactly they really are. Card Protection are not new to market, I'm sure your bank must have called you before to offer you this plan. Card Protection Plus, CPP Card Protection, Purchase Protection Plan, etc.

What the HELL is these plans all about?

Credit Card Protection Plan was created to protect you in the event of the theft or loss of your cards.

• One phone call to cancel ALL lost bank cards, i.e. ATM and credit cards.
• Protection for your bank cards up to RM300,000 from fraud or unauthorized use. 
• Reimbursing the replacement costs of your important documents (e.g IC, passport, Touch'n Go, etc) 
• Cash advance, emergency travel assistance 

By the way, it cost you RM 98.00 per year ONLY.

I don't think I need this plan. The whole plan sound meaningless. It's not a scam, bank will not scam people, even though they did, we call it fraud, fraudulent act or white-collar crime. Scam make them look CHEAP. They cheat your money by coming out a lot of banking plans & products claim to benefit customers. Bank charges, processing fee, late fee, admin fee, interest, all the possible means to charge you. They make money but not enough. Now, they're selling your information to insurance company to underwrite some insurance plans and confuse you. Chaos Stratagems - If you can't convince them, CONFUSE them. 

Another Foolish Card Protection Plan Offered

Above is fool, nevertheless the greater fool is coming after. I remember last time they come out a plan also called credit card protection, this card protect for your purchase and charge you 0.68% per monthly settlement. If your bill come, you spend RM 10,000 last month, it will charge you RM 68 for that amount protection. Protection  for death and permanent disability cause by accident, up to RM 100,000, they will help you to pay your settlement amount. What if you clear all the amount before the accident, will you get RM100,000?! Absolutely not, you got nothing, this is not PA plan nor Life insurance plan. 

If you accidentally enrolled in this program, you can criticize, condemn and complain like most FOOLS do.

Souvenir Charity Scam In Malaysia, Bukit Bintang

Scam In Malaysia

If you've ever been to Bukit Bintang, Kuala Lumpur, you will see lots of youngsters approach you for charity by buying their souvenir.

"Sign Pleaseeeeee!!"

"Could you sign here, pleaseeee!!"

They will hand you a list form and ask you to put your name and tell you they're doing charity for somebody who need help. You'll have no idea where the fund eventually goes. They're selling you key-chains, pens, other souvenir, it may cost you RM10 per name signed. I not saying there are two or three of them, it's seem to be a big group, around 20-30 of them. I believe they're student or fresh school leaver, they might misuse by a group or institution to do the "charity" on their behalf. Or they themselves need  money and definitely this an easy way for them to earn money quick.

Believe it or not, they have a systematic commission paid scheme, when you reach the threshold, you can get more commission. That's why they so aggressive in "collecting" the FUND.

Youth, if you or your friends involving this kind of activities, please stop NOW. This is not a proper way to get money. You're young, you suppose to enjoy your youthhood by doing something you like, dancing, singing, beatboxing, sports activities and many more you can do. Don't waste your time here, by doing this, you're cheating not doing it for charity.

Piranha 3DD Under Malaysia Censorship

The best selling point in Piranha 3DD would be the bikini clad girls, parties in the wet park, and most importantly the flesh-eating fish, piranha. After watching this movie, I just wonder how come this movie so plain, dull and less-surprising than the one would find. Several scenes seem not connected. My gut tells me, there must be some important scenes MISSING.

So I google it, and finally found out in 2010, Piranha 3D Heavily censored for 6 minutes due to the sexual content, nudity and frightening scenes. So do this movie, 2012 Piranha 3DD despite the rating of 18, the movie is still heavily censored for its strong sexual and violence content. I shouldn't spend my money and watch this movie in cinema, I forgot Malaysia has one of the world's strictest forms of media censorship, they censored the all baby-making scenes. They made the movie look scattered and incomplete. 

Censored scene #1 A girl handcuffed her boyfriend in a van and gets killed while having s*x. We supposed to see a foreplay scene before they got killed. However, in m'sia cinema, you only saw handcuffed, brake disengaged and van roll into the lake full with killer fishes. That's it!

Censored scene #2 A gal who bit by piranha before laying in bed and says to her boyfriend in her state of fear, "Make love to me, I don't want to die a virgin… C*m inside me, I'll do whatever you want." In the process of making, the killer fish which spawned in her v*gin* came out (now you know which part she's been bitten)....I don't go into so much detail, finally, the guy had to cut off his p*nis. (Frankly speaking, this must be the best part of the movie)

All in all, the movie itself is sucked, too many over-acting slow-motion scenes, promoting all well that end wells, bad guys go to hell kind of stories. But what happen to the kid, his death was unnecessary, or he must die because the piranha turn into reptile, so you can expect Piranha Reptile 4D next year?!

How To Money With Facebook FanPage in Malaysia

According to this report, facebook statistics, there are total of 12 millions Facebook Users in the Malaysian, 47.68% penetration of whole Malaysia Population. By looking at this statistics, what did you see? Are you WOW?! If you only said wow without further action ,you may miss the chance to jump into Facebook bandwagon

Some people can make big success cause they see and think differently. 12 Millions would be just a figure for you, but for them, is a huge potential for money-making, the market is new not yet saturated. Facebook is a social utility that connects people with friends and others who work, study and live around them. Last time, good brand and good service spread by mouth, now spread by Facebook. Facebook Page help you to build a closer relationship with your audience and customers.

Think Different - Facebook FanPage in Malaysia 

Some smart fellows they have set up company and created a so-called social media campaign to help companies, eg restaurant, hotels, trading companies, slim/fitness centre, etc, to promote their products or services. Let me hold your hand and guide you step-by-step to create Facebook Fanpage Campaign.

First of all, set the TARGET to be achieved.

Campaign: Photo Upload Contest and Share App

Duration: 2 months/3 months (the shorter period, the fastest you can get all payment)

Fan count: Increase 2000-3000 fans (don't set too high, easier for you)

Secondly, list out all the CHARGES,

• Consultation & Management Charge -industry research/strategic planning/set up facebook page/admistration, monitoring, facebook ad banner design - RM 5,000
• Contest Promo-contest management/promotional all development/data collection/IP tracking - RM11,500
• Media charges-Social sharing - 3000 shares/Facebook marketplace ROS Ad - RM6,500
• Total - RM 23,000
• Special Discount - RM 13,200 (give them discount before they ask for it, tell them this is cut-throat discount already)
• You only pay: RM 9,800 (set a figure look attractive, like RM9,999.00, RM 8,888.00, as long as not over 10K will be nice)

Third, set some term and conditions, T&C to self-guard yourself

• 50% upon confirmation, 50% upon delivery
• 50% charged for cancellation. (protest against cancellation)
• cost excluded third party charge, photograph, videos, recording, editing. (lesser work easier for you)
• Additional cost for any changes & actual cost varies in actual job requirement 
• Client provide all material for uploading, news, photos, videos, promotional messages.
• Surcharge appled for additional language or extra services.

Fourth, MARKETING strategies applied. Go out to meet the client, promote your plan, make it sound interesting, emphasize the 12 Millions Users all over Malaysia. Give them some example to make comparison, this campaign cost less than RM 1 millions, almost all BAO (services included). Bring your laptop, ipad, smartphone, dress in corporate-look. At night, send millions of emails to all merchants you can find online, spamming their mailbox. Use facebook to spread your plan as well.

Lastly, CONDUCT your job. How to attract 2-3K friends to join the fan page? Giving away free gifts, like apple ihone 4S, samsung galaxy S3, lucky draw, free hotel stay, free dinner. All FREE gifts whichever cross over your mind. Next step, ask your friends to like it or join the campaign. If you have 200 friends, your friends have 200 friends, your friend's friends have another friend, 200*200*200*200......you can achieve your target easily.

Spread the net now, and do your best to find the fool who follow, as long as they realize they're not the GREATER FOOL, party still goes on.

iPanel Malaysia Online Survey Email Spammer

I am getting about 5-10 emails a day from a site that promoting online survey. They don't have an unsubscribe link and the replies bounce. My mailbox has long been spammed by Ipanel paidsurvey.com, there is no unsubscribe button for me to get rid of this long-haunted spammers. What can I do is just delete them one by one manually.

IPanel Malaysia Online Survey

How do I fall trap in is so-called survey company? Long time ago, I tried to look for part time jobs through the internet, jobs like, work from home, home-based part time 1-2k per month, work flexible hours immediately catch my eye. I sent them email and said I'm interested. They sent back a link and ask me to fill up the form. Bammm.....since then I receive their survey email non-stop.

Worse comes to worst, they all have different web addresses on them but end up at the same site. They keep on spam my mailbox with surveys which doesn't make sense and not meaningful at all. Eventhough I report spam to google, they're like cockroaches breed incredibly quickly. They email me with different address. Here are some of the email address I've retrieved from my mailbox. Take a closer look at them, they have apaisurvey.com, bpaidsurveys.com......tons of email address can be generated by this way. I'm pretty sure they must have share my email address amongst they group. Their members can easily access to all the emails registered in their website.

iPanel Online Survey Email

pisfiq@apaidsurveys.com 

she0916she0916@bpaidsurveys.com 

aaron58314126@bpaidsurveys.com 

wyo_aco@cpaidsurveys.com 

asd60097@ipanelmail.com

benwu01@npaidsurveys.com 

How Ipanel Malaysia Works...

So far they have 61K members in Malaysia, no kidding, this is not a small number. First, You need to registered to become their members. You will received a link unique for you upon registration. Go to promote and get your friends to register under your LINK. You can earn points by answering their survey as well, however there are not many surveys for you to answer. I think this website is built for people to get them as many Referral as possible, The more you get, the more points you earn. 
Personally, I don't think their surveys are meant for real survey which conduct in market, merely created to lure you into this more-like-a-spam activities. Lastly, you can use that points to redeem money and pay to your Paypal account. Don't expect to get-rich-quick in this program, I don't see how it could make you become rich, some more you need to spend time in building your network.

I do appreciate some of you would like to share how much you earn in this activities. Cause there are lot of CPA, Cost Per Action company they didn't paid you one cent after they went busted.