Credit Card Protection Plan Scam In Malaysia

Do you think you need protection for your credit card? For me, credit card is kind of unsafe thing, you can't control to swipe it, it itself already dangerous, do you still need a somewhat insurance plan to protect the card?!

Lot of new plans come out everyday, no time for you to digest what exactly they really are. Card Protection are not new to market, I'm sure your bank must have called you before to offer you this plan. Card Protection Plus, CPP Card Protection, Purchase Protection Plan, etc.

What the HELL is these plans all about?

Credit Card Protection Plan was created to protect you in the event of the theft or loss of your cards.

• One phone call to cancel ALL lost bank cards, i.e. ATM and credit cards.
• Protection for your bank cards up to RM300,000 from fraud or unauthorized use. 
• Reimbursing the replacement costs of your important documents (e.g IC, passport, Touch'n Go, etc) 
• Cash advance, emergency travel assistance 

By the way, it cost you RM 98.00 per year ONLY.

I don't think I need this plan. The whole plan sound meaningless. It's not a scam, bank will not scam people, even though they did, we call it fraud, fraudulent act or white-collar crime. Scam make them look CHEAP. They cheat your money by coming out a lot of banking plans & products claim to benefit customers. Bank charges, processing fee, late fee, admin fee, interest, all the possible means to charge you. They make money but not enough. Now, they're selling your information to insurance company to underwrite some insurance plans and confuse you. Chaos Stratagems - If you can't convince them, CONFUSE them. 

Another Foolish Card Protection Plan Offered

Above is fool, nevertheless the greater fool is coming after. I remember last time they come out a plan also called credit card protection, this card protect for your purchase and charge you 0.68% per monthly settlement. If your bill come, you spend RM 10,000 last month, it will charge you RM 68 for that amount protection. Protection  for death and permanent disability cause by accident, up to RM 100,000, they will help you to pay your settlement amount. What if you clear all the amount before the accident, will you get RM100,000?! Absolutely not, you got nothing, this is not PA plan nor Life insurance plan. 

If you accidentally enrolled in this program, you can criticize, condemn and complain like most FOOLS do.

Souvenir Charity Scam In Malaysia, Bukit Bintang

Scam In Malaysia

If you've ever been to Bukit Bintang, Kuala Lumpur, you will see lots of youngsters approach you for charity by buying their souvenir.

"Sign Pleaseeeeee!!"

"Could you sign here, pleaseeee!!"

They will hand you a list form and ask you to put your name and tell you they're doing charity for somebody who need help. You'll have no idea where the fund eventually goes. They're selling you key-chains, pens, other souvenir, it may cost you RM10 per name signed. I not saying there are two or three of them, it's seem to be a big group, around 20-30 of them. I believe they're student or fresh school leaver, they might misuse by a group or institution to do the "charity" on their behalf. Or they themselves need  money and definitely this an easy way for them to earn money quick.

Believe it or not, they have a systematic commission paid scheme, when you reach the threshold, you can get more commission. That's why they so aggressive in "collecting" the FUND.

Youth, if you or your friends involving this kind of activities, please stop NOW. This is not a proper way to get money. You're young, you suppose to enjoy your youthhood by doing something you like, dancing, singing, beatboxing, sports activities and many more you can do. Don't waste your time here, by doing this, you're cheating not doing it for charity.

Piranha 3DD Under Malaysia Censorship

The best selling point in Piranha 3DD would be the bikini clad girls, parties in the wet park, and most importantly the flesh-eating fish, piranha. After watching this movie, I just wonder how come this movie so plain, dull and less-surprising than the one would find. Several scenes seem not connected. My gut tells me, there must be some important scenes MISSING.

So I google it, and finally found out in 2010, Piranha 3D Heavily censored for 6 minutes due to the sexual content, nudity and frightening scenes. So do this movie, 2012 Piranha 3DD despite the rating of 18, the movie is still heavily censored for its strong sexual and violence content. I shouldn't spend my money and watch this movie in cinema, I forgot Malaysia has one of the world's strictest forms of media censorship, they censored the all baby-making scenes. They made the movie look scattered and incomplete. 

Censored scene #1 A girl handcuffed her boyfriend in a van and gets killed while having s*x. We supposed to see a foreplay scene before they got killed. However, in m'sia cinema, you only saw handcuffed, brake disengaged and van roll into the lake full with killer fishes. That's it!

Censored scene #2 A gal who bit by piranha before laying in bed and says to her boyfriend in her state of fear, "Make love to me, I don't want to die a virgin… C*m inside me, I'll do whatever you want." In the process of making, the killer fish which spawned in her v*gin* came out (now you know which part she's been bitten)....I don't go into so much detail, finally, the guy had to cut off his p*nis. (Frankly speaking, this must be the best part of the movie)

All in all, the movie itself is sucked, too many over-acting slow-motion scenes, promoting all well that end wells, bad guys go to hell kind of stories. But what happen to the kid, his death was unnecessary, or he must die because the piranha turn into reptile, so you can expect Piranha Reptile 4D next year?!

How To Money With Facebook FanPage in Malaysia

According to this report, facebook statistics, there are total of 12 millions Facebook Users in the Malaysian, 47.68% penetration of whole Malaysia Population. By looking at this statistics, what did you see? Are you WOW?! If you only said wow without further action ,you may miss the chance to jump into Facebook bandwagon

Some people can make big success cause they see and think differently. 12 Millions would be just a figure for you, but for them, is a huge potential for money-making, the market is new not yet saturated. Facebook is a social utility that connects people with friends and others who work, study and live around them. Last time, good brand and good service spread by mouth, now spread by Facebook. Facebook Page help you to build a closer relationship with your audience and customers.

Think Different - Facebook FanPage in Malaysia 

Some smart fellows they have set up company and created a so-called social media campaign to help companies, eg restaurant, hotels, trading companies, slim/fitness centre, etc, to promote their products or services. Let me hold your hand and guide you step-by-step to create Facebook Fanpage Campaign.

First of all, set the TARGET to be achieved.

Campaign: Photo Upload Contest and Share App

Duration: 2 months/3 months (the shorter period, the fastest you can get all payment)

Fan count: Increase 2000-3000 fans (don't set too high, easier for you)

Secondly, list out all the CHARGES,

• Consultation & Management Charge -industry research/strategic planning/set up facebook page/admistration, monitoring, facebook ad banner design - RM 5,000
• Contest Promo-contest management/promotional all development/data collection/IP tracking - RM11,500
• Media charges-Social sharing - 3000 shares/Facebook marketplace ROS Ad - RM6,500
• Total - RM 23,000
• Special Discount - RM 13,200 (give them discount before they ask for it, tell them this is cut-throat discount already)
• You only pay: RM 9,800 (set a figure look attractive, like RM9,999.00, RM 8,888.00, as long as not over 10K will be nice)

Third, set some term and conditions, T&C to self-guard yourself

• 50% upon confirmation, 50% upon delivery
• 50% charged for cancellation. (protest against cancellation)
• cost excluded third party charge, photograph, videos, recording, editing. (lesser work easier for you)
• Additional cost for any changes & actual cost varies in actual job requirement 
• Client provide all material for uploading, news, photos, videos, promotional messages.
• Surcharge appled for additional language or extra services.

Fourth, MARKETING strategies applied. Go out to meet the client, promote your plan, make it sound interesting, emphasize the 12 Millions Users all over Malaysia. Give them some example to make comparison, this campaign cost less than RM 1 millions, almost all BAO (services included). Bring your laptop, ipad, smartphone, dress in corporate-look. At night, send millions of emails to all merchants you can find online, spamming their mailbox. Use facebook to spread your plan as well.

Lastly, CONDUCT your job. How to attract 2-3K friends to join the fan page? Giving away free gifts, like apple ihone 4S, samsung galaxy S3, lucky draw, free hotel stay, free dinner. All FREE gifts whichever cross over your mind. Next step, ask your friends to like it or join the campaign. If you have 200 friends, your friends have 200 friends, your friend's friends have another friend, 200*200*200*200......you can achieve your target easily.

Spread the net now, and do your best to find the fool who follow, as long as they realize they're not the GREATER FOOL, party still goes on.

iPanel Malaysia Online Survey Email Spammer

I am getting about 5-10 emails a day from a site that promoting online survey. They don't have an unsubscribe link and the replies bounce. My mailbox has long been spammed by Ipanel paidsurvey.com, there is no unsubscribe button for me to get rid of this long-haunted spammers. What can I do is just delete them one by one manually.

IPanel Malaysia Online Survey

How do I fall trap in is so-called survey company? Long time ago, I tried to look for part time jobs through the internet, jobs like, work from home, home-based part time 1-2k per month, work flexible hours immediately catch my eye. I sent them email and said I'm interested. They sent back a link and ask me to fill up the form. Bammm.....since then I receive their survey email non-stop.

Worse comes to worst, they all have different web addresses on them but end up at the same site. They keep on spam my mailbox with surveys which doesn't make sense and not meaningful at all. Eventhough I report spam to google, they're like cockroaches breed incredibly quickly. They email me with different address. Here are some of the email address I've retrieved from my mailbox. Take a closer look at them, they have apaisurvey.com, bpaidsurveys.com......tons of email address can be generated by this way. I'm pretty sure they must have share my email address amongst they group. Their members can easily access to all the emails registered in their website.

iPanel Online Survey Email

pisfiq@apaidsurveys.com 

she0916she0916@bpaidsurveys.com 

aaron58314126@bpaidsurveys.com 

wyo_aco@cpaidsurveys.com 

asd60097@ipanelmail.com

benwu01@npaidsurveys.com 

How Ipanel Malaysia Works...

So far they have 61K members in Malaysia, no kidding, this is not a small number. First, You need to registered to become their members. You will received a link unique for you upon registration. Go to promote and get your friends to register under your LINK. You can earn points by answering their survey as well, however there are not many surveys for you to answer. I think this website is built for people to get them as many Referral as possible, The more you get, the more points you earn. 
Personally, I don't think their surveys are meant for real survey which conduct in market, merely created to lure you into this more-like-a-spam activities. Lastly, you can use that points to redeem money and pay to your Paypal account. Don't expect to get-rich-quick in this program, I don't see how it could make you become rich, some more you need to spend time in building your network.

I do appreciate some of you would like to share how much you earn in this activities. Cause there are lot of CPA, Cost Per Action company they didn't paid you one cent after they went busted.